Yayyy Life Insurance…NOT. I mean I get it, who wants to talk about something that’s ultimately related to your death? Bummer right 😥 I was told by like 5+ people after I had my daughter that I needed to get life insurance. Ummm, I just had this amazing tiny human and now you want me to plan for my death?!? Do what!! Let’s just say I was a little thrown off at first. It wasn’t until I looked into it all that I realized how important life insurance truly is and understood then why it was being brought up. I know a lot of us have tons of questions so let’s break down my top three questions you should ask yourself when thinking about life insurance, and yes you should be thinking about it!
What is Life Insurance?
It’s an insurance policy between the provider and the insured person that will pay out a sum of money to their beneficiaries upon their death. The beneficiaries can be your husband, kids, parents, family, or friends. This is going to be the person that you would want the money to go to in the event of your death. You pay a premium/fee set out when you sign up to have the insurance. There are 2 types of life insurance: term or permanent. The basis of Term Life Insurance is that the benefit only pays out if you die during the time period you chose (10-35 years) and permanent insurance builds cash value in addition to having a death benefit. Because of the cash value, permanent insurance is more expensive. My choice for myself was Term Life Insurance, and that’s what I’ll focus on here but of course do your research and pick the best option for you & your family.
Here’s an example to help you better understand what Life Insurance is. If I buy a $2,000,000 policy and I’m making my premium payments (this is basically just like you do with car insurance), then when I die my beneficiary will receive $2,000,000. Pretty easy to understand that, right? Okay- next question to ask yourself.
Do I Need Life Insurance?
The simple answer to this is, if your death would financially affect someone else- you need life insurance. Now it makes sense why my friends & family we’re asking me right after I had my daughter if I had life insurance yet! Once that tiny little baby comes into the world your purpose is to take care of them. You are their everything and their provider. If something was to happen to you, would it affect them? For most of us, the answer is most definitely. Both Cora’s dad and I work, but both of our income plays into our household financials and if mine was no longer there or even his, it would affect us for sure. Buying a life insurance plan will help cover those costs such as the funeral expenses, bills, childcare, whatever it may be. It’s there to help them while they figure out the next step in their lives.
I do want to add here that even if you don’t work, for example a stay-at-home parent, it’s still important for you to have life insurance. Stay-at-home parents do SOO much! If you were not around then someone would have to still be doing a lot of the things you were such as: childcare, cleaning, cooking, etc etc. Those things you do as a stay-at-home parent would need to be handled by someone so it’s still really important even if you do not have an out of the home job that you still have life insurance.
Where to Get Life Insurance?
This can be the tricky part, and the main reason it took me so long to get it. We have plenty of life insurance agents in my town and I know I can set up a meeting to go in, but I have plenty of excuses not to. I’m busy, it will be awkward, I don’t know them, they are just trying to make a sale, and I don’t want to have to go to a physical/ checkup or whatever long list of questions they will make me fill out. The list could go on & on, and I understand the hesitation but it doesn’t have to be that way! I discovered a great site called Leap Life that makes the process hassle-free. Yes you heard that right, it’s actually easy & can be done within 10 minutes to have a Term Life Insurance policy! Whoo Whoo 😎
With Leap Life, they do all the heavy lifting for you.They carefully select the carriers that offer the best rates and have the highest financial and customer satisfaction ratings, and then you’re able to select the best option for you PLUS what you can afford. Within 2 minutes, you can have a no strings attached quote that will give you 3 options for coverage based on the small amount of information they ask. You don’t even have to provide an email or phone number to get your quote, it truly is hassle-free! After that, you can customize the life insurance based on exactly what you’re looking for- policy amount & the term. Leap Life helps customers get a 40% cheaper, precision life insurance online in minutes, by matching the customer to the right policy minutes you can be completely done and insured! Life Insurance can be a tricky subject for some people and I completely understand why, but with Leap Life they make it easier for you to know your options & choose the best fit for you.
Basically the main point here is Life Insurance is important. It sucks to think about your death, but don’t you want your loved ones to have financial support when it happens. The answer is definitely yes for me, and having my beautiful daughter made me see that easily. I’m thankful for Leap Life that makes this tough subject an easy process!
This post is sponsored by Leap Life. All thoughts and opinions are my own.
hi!,I like your writing very much! proportion we keep in touch
extra about your article on AOL? I need an expert
in this house to resolve my problem. Maybe that’s you!
Looking ahead to see you.
Hello there, I found your blog via Google while looking for a related topic, your web site came up, it appears to be like good.
I have bookmarked it in my google bookmarks.
Hi there, just turned into aware of your weblog via Google,
and found that it is really informative. I am gonna be careful for brussels.
I’ll be grateful if you continue this in future.
A lot of other folks might be benefited out of your writing.
Cheers!
I believe that is one of the most vital info for me. And i am happy studying your
article. But should statement on some common issues, The site taste is great, the articles is in reality excellent : D.
Excellent process, cheers
You’re so interesting! I do not suppose I have
read anything like that before. So wonderful to discover somebody with unique thoughts on this
subject. Seriously.. thanks for starting this up.
This website is one thing that is required on the internet, someone with a
bit of originality!
I am really thankful to the holder of this site who has shared this great article at at this place.
Right here is the perfect blog for everyone who wants to understand
this topic. You understand so much its almost tough to argue with you (not that I really would want
to…HaHa). You certainly put a fresh spin on a subject
that’s been discussed for a long time. Excellent stuff, just great!
At this time it looks like Movable Type is the
preferred blogging platform out there right now. (from what
I’ve read) Is that what you are using on your blog?
Good post. I learn something new and challenging on blogs I stumbleupon every day.
It’s always useful to read content from other writers and use something from other sites.
These are truly impressive ideas in concerning blogging. You have touched some good points here.
Any way keep up wrinting.
Please let me know if you’re looking for a author for your site.
You have some really great posts and I believe I would be
a good asset. If you ever want to take some of the load off, I’d really like
to write some articles for your blog in exchange for a link back to
mine. Please send me an e-mail if interested. Thanks!
Link exchange is nothing else except it is
only placing the other person’s webpage link on your page at proper place and other person will
also do similar in favor of you.
Hey there! I know this is kinda off topic however I’d figured
I’d ask. Would you be interested in trading links or maybe
guest writing a blog article or vice-versa? My blog covers a lot of the same topics as yours and I feel we could greatly benefit from each other.
If you’re interested feel free to send me an e-mail.
I look forward to hearing from you! Awesome blog by the way!
Good way of explaining, and pleasant post to get data regarding my presentation topic, which i am going to convey
in college.
Hey there! I just wanted to ask if you ever
have any issues with hackers? My last blog (wordpress) was
hacked and I ended up losing many months of hard work due to no backup.
Do you have any methods to stop hackers?
Very quickly this website will be famous among all blogging and site-building people, due to it’s pleasant articles or reviews
Pretty! This was an incredibly wonderful post. Many thanks for supplying this information.
Greate article. Keep writing such kind of information on your blog.
Im really impressed by your site.
Hi there, You have performed a great job.
I’ll definitely digg it and for my part recommend to my friends.
I’m confident they’ll be benefited from this web site.
Asking questions are actually pleasant thing if you are not understanding something fully, but this piece of writing provides pleasant understanding yet.
You are so awesome! I do not believe I have read
anything like that before. So good to find somebody with some
original thoughts on this issue. Really.. thanks for starting this up.
This website is one thing that is needed on the web, someone with a little originality!
After going over a number of the articles on your web site, I really appreciate your technique of blogging. I book-marked it to my bookmark webpage list and will be checking back in the near future. Take a look at my website as well and tell me how you feel.
Excellent, what a blog it is! This blog provides valuable data to us, keep it up.
Excellent goods from you, man. I’ve understand your stuff previous to and you’re
just extremely wonderful. I actually like what you have acquired here, certainly like what you are saying
and the way in which you say it. You make it enjoyable
and you still take care of to keep it smart. I can not wait to read far more
from you. This is really a great site.
Hi to every one, as I am really eager of reading this webpage’s post to be updated daily.
It carries good information.
When someone writes an article he/she maintains the thought of a user in his/her
mind that how a user can understand it. Thus that’s
why this article is great. Thanks!
Great website. A lot of useful information here. I am sending it to several pals ans also sharing in delicious.
And of course, thanks to your effort!
Great beat ! I wish to apprentice at the same time as you
amend your website, how can i subscribe for a weblog site?
The account aided me a appropriate deal. I were a little bit familiar of this your broadcast offered brilliant transparent idea
you’re really a good webmaster. The site loading
speed is amazing. It seems that you are doing any
distinctive trick. Also, The contents are masterpiece.
you’ve performed a great task on this matter!
Howdy just wanted to give you a quick heads up. The words in your post seem to
be running off the screen in Safari. I’m not sure if this is a formatting
issue or something to do with web browser compatibility
but I figured I’d post to let you know. The layout look
great though! Hope you get the problem resolved soon. Many thanks
It’s a pity you don’t have a donate button! I’d without a doubt donate
to this fantastic blog! I suppose for now i’ll settle for book-marking and adding your RSS feed to my Google
account. I look forward to brand new updates and will talk
about this blog with my Facebook group. Chat soon!
Fantastic beat ! I wish to apprentice while you amend your web site, how
can i subscribe for a blog website? The account aided me a acceptable deal.
I had been a little bit acquainted of this your broadcast offered bright clear concept
If you would like to improve your experience simply keep visiting this
site and be updated with the latest news update posted here.
Way cool! Some extremely valid points! I appreciate you writing this write-up and the rest of
the website is extremely good.
I’m extremely pleased to discover this web site.
I need to to thank you for ones time due to this fantastic read!!
I definitely loved every part of it and I have you bookmarked to look at new stuff on your site.
I just like the helpful info you supply on your articles.
I’ll bookmark your weblog and check once more right here frequently.
I am rather sure I will be informed many new stuff right right here!
Best of luck for the following!
Somebody necessarily help to make significantly articles I might state.
This is the very first time I frequented your
web page and up to now? I amazed with the analysis you made to make this
actual put up extraordinary. Magnificent process!
Cool blog! Is your theme custom made or did you download it
from somewhere? A design like yours with a few simple tweeks would really make
my blog stand out. Please let me know where you got your design. Thanks
Good day! This post couldn’t be written any better!
Reading this post reminds me of my good old room mate! He
always kept talking about this. I will forward this write-up to him.
Pretty sure he will have a good read. Thank you for sharing!
Hey there I am so thrilled I found your weblog, I really found you by error,
while I was searching on Aol for something else, Anyhow
I am here now and would just like to say many thanks for a marvelous post and a all round
enjoyable blog (I also love the theme/design), I don’t have time to look over it all at the moment but I have book-marked it and also added in your RSS
feeds, so when I have time I will be back to read much more, Please do keep up the fantastic jo.
Hello I am so thrilled I found your blog, I really found you by accident, while I
was looking on Aol for something else, Regardless I am here now and
would just like to say many thanks for a fantastic
post and a all round exciting blog (I also love the theme/design), I don’t have time to look over
it all at the minute but I have saved it and also added your RSS feeds, so when I have time I will be back to read much more, Please do keep
up the excellent job.
It’s hard to come by experienced people on this subject, but you sound like you know what you’re talking about!
Thanks
It’s a pity you don’t have a donate button! I’d most
certainly donate to this superb blog! I suppose for now i’ll settle for
book-marking and adding your RSS feed to my
Google account. I look forward to new updates and
will talk about this site with my Facebook group. Chat soon!
Ignatius Piazza, the Millionaire Patriot, wants you to see the most awe inspiring reality show series ever, called Front Sight Challenge. Cherry blossom tattoos represent different things in different cultures. These art reproductions of paintings printed on canvas sheets or paper after which framed and hung on walls.
What’s up, after reading this amazing article
i am too happy to share my know-how here with friends.
I do accept as true with all the ideas you’ve introduced in your post.
They’re really convincing and can certainly work. Still, the posts are too short for newbies.
May just you please prolong them a bit from subsequent time?
Thanks for the post.
Like!! Great article post.Really thank you! Really Cool.